Home Federal Bank - A better way

Certificates of Deposit

11 month flex cd 1.10% APY


HFB CD Products:

  • Earn interest on CD based on our wide range of terms
  • Interest can be received by check, compounded back to CD, or transferred to a checking, savings, or money market
  • Interest can be paid monthly, quarterly, semi-annually, annually or at maturity
  • Terms range from 91 days to 5 years
  • Fixed interest rates on all terms
  • Option to bump interest rate on flex CDs with various terms
  • Minimum balances as low as $500.00
  • Penalty for early withdrawal may apply

Visit one of our convenient Locations or open your CD online Now!


Disclaimer for graphic above: 1CD Special: Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Penalty will be imposed for early withdrawal. Penalty will reduce earnings on the account. You have the option of changing your interest rate and corresponding APY one (1) time during the original term of your 11 month CD. If you exercise your option, your new interest rate will be equal to the higher rate offered by HFB on CDs of the same class or term and in effect on the date the option to increase is exercised. You may exercise your option any time after your opening date. When you exercise your option, your new interest rate will be in effect for the remaining original term of your CD. Customer must request option to increase by phone, mail, or in person. Minimum balance of $500 required to open. This offer is good for the initial 11 Month term only. At maturity, CD will automatically renew for a term of 12 months based on the published rate for a 12 month term. Advertised rates and APY as of 1/3/17, and are offered at the bank’s discretion and may change daily. 

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