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Business Smart Savings

  • Earn tiered interest rates on your Business Smart Savings account's balance
  • Minimum of $1,000.00 required to open
  • $9.00 quarterly service charge waived, if minimum balance of $1,000.00 maintained
  • Up to six free withdrawals and/or transfers per statement cycle and $5.00 fee for each withdrawal after six
  • Federal regulation limits pre-authorized withdrawals to six per statement cycle (automatic & telephone payments, drafts, debit card and other similar transactions)1. Limit does not apply to withdrawals done in person, by mail, messenger or ATM.
  • Quarterly statement provided
  • Free online banking
  • Free ATM card
  • Free account alerts
  • Free mobile banking
  • Free ATM transactions at bank-owned ATMs ($1.00 withdrawal fee for any other ATM location used)
1 Transfers and drafts in excess of the limitations will subject the account to loss of transfer and draft capabilities or closure.



HFB Personal Mobile Banking App

HFB Business Mobile Banking App


HFB Mobile Banking Apps for IPad


*Enrollment in HFB Online Banking is required to use our mobile app!* Mobile carrier’s text message and data usage charges may apply. Contact your provider for details. Endorsement required for mobile deposit. Limitations may apply. Please refer to HFB’s rules governing funds availability. Use of the HFB Mobile App requires iOS 11.0 or later, and Android 9.0 or later

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