Home Federal Bank - A better way

Smart Savings

  • Earn tiered interest rates on your Smart Savings account's balances
  • Minimum of $300.00 required to open 
  • $9.00 quarterly service charge waived if minimum balance of $300.00 maintained
  • Up to six free withdrawals and/or transfers per statement cycle and $1.00 fee for each withdrawal after six.
  • Federal regulation limits pre-authorized withdrawals to six per statement cycle (automatic & telephone payments, drafts, debit card and other similar transactions). Limit does not apply to withdrawals if done in person, by mail, messenger or ATM.1
  • Quarterly printed or e-statement provided
  • Free online banking
  • Free ATM card
  • Free account alerts
  • Free mobile banking app
  • Free ATM transactions at bank-owned ATMs. ($1.00 foreign ATM fee for any other ATM location used.)

Visit one of our convenient Locations or open your account online now! Did you know that you can deposit checks through our Mobile AppDownload it Now!

1 Transfers and drafts in excess of the limitations will subject the account to loss of transfer and draft capabilities or closure. For all personal checking and savings accounts: All interest rates subject to change. Contact a Home Federal Bank location near you for interest rates.

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