Home Federal Bank - A better way

Smart Rewards Checking

Find a better high interest checking account with Home Federal Bank's Smart Rewards Checking. Earn Bonus Interest Rate of 2.00% APY* on up to $15,000 of your checking account's balance PLUS tiered interest rates on balances above $15,000. PLUS receive foreign ATM fee refunds of up to $10.00 if the following minimum monthly requirements are met:

  • Minimum balance requirement of $250.00
  • Must have one direct deposit of at least $500.00
  • Must complete one ACH debit for any amount that posts and clears the account during the monthly statement cycle
  • Must receive imaged checks in a monthly E-Statement
  • Must complete at least 15 signature debit card transactions of at least $5.00 or more that post and clear the account during the monthly statement cycle


  • Minimum of $250.00 required to open
  • No monthly service charge
  • Free unlimited ATM and debit card transactions at HFB ATM locations. ($1.00 withdrawal fee for transactions at any foreign ATM location. Additional fees charged by foreign ATM owner will not be refunded.)
  • No interest paid on entire balance if qualifications are not met
  • Free online banking and bill pay
  • Free debit card
  • Free account alerts
  • Free mobile banking

Find my nearest HFB Branch   |   Call 318-629-2265


Did you know that you can deposit checks through our Mobile App? Download it now!

Download for AndroidDownload for iPhone

*APY = Annual Percentage Yield. Account rate tiers are as follows: 2.00% APY (interest rate 1.96%) applies to balances of $.01 - $15,000, and 0.35% APY (interest rate 0.35%) applies to balances over $15,000. Interest rate subject to change. Limited to one account per household. Rates accurate as of 4/25/2018. Fees may reduce earnings. 


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