Consumer Online Banking

Home Federal Bank

Business Online Banking

Terms of Service ("Terms")

Last Updated: July 27, 2017


Any individual, organization or public entity that uses the Home Federal Bank website (the "Service", or "Site") does so subject to the following Terms of Service ("Terms", "Terms of Service").

Use of Site. Your access to and use of the Site is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the Terms then you may not access the Service.

Ownership of Materials. The content and information on our Site is the property of Home Federal Bank. It should not be duplicated or copied by any means, including but not limited to use as meta tags on other pages or sites on the World Wide Web without Home Federal Bank's prior written permission. Copies made incidentally in the ordinary course of your personal or internal business use are permitted, provided you do not delete or change any copyright, trademark or other notices. Title to and all intellectual property rights in the material on this Site remain Home Federal Bank's and its licensees. 

The trademarks, logos, and service marks displayed on the Site are the property of Home Federal Bank and other parties.

Website Content. Any and all information, materials, product offerings, services and terms and conditions are subject to change without notice. Not all products and services advertised are available in all geographic areas. We reserve the right to determine your eligibility for any product or service. Home Federal Bank products and services are offered only in jurisdictions where they may be lawfully offered.

Tools and Calculators. This Site may contain tools and calculators. Home Federal Bank provides tools and calculators as a service to users for educational purposes only. Home Federal Bank does not guarantee the accuracy of the calculators or the results. Home Federal Bank is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use of such tools and calculators. 

No Personal Advice. This Site contains general information. Since Home Federal Bank can't know all of your personal circumstances in an online session, nothing on this site is intended to provide personal financial, tax or legal advice. You must consult your own financial, tax, insurance and legal advisors. Home Federal Bank does not create a fiduciary relationship with you through the use of this Site. 

Use of Information Submitted Through the Website. Any communication or material that you transmit to us through this Site or through electronic mail may be used only by Home Federal Bank for the purposes described in our privacy policy. All information submitted to our website shall be considered and shall remain the property of Home Federal Bank; this information will only be used internally for the purpose intended or as allowed by law. 

Home Federal Bank shall be free to use, for any purpose, any idea, concept, know-how or technique contained in information submitted by a visitor to us through this Site and shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by direct customer relationship, or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing Home Federal Bank's responsibilities and obligations to customers in accordance with our privacy policy.

If you need to communicate personal information or confidential information, please do not use the contact form feature on this website, it is not a secure email service. Instead contact us by telephone, or you may use the secure mail feature within our Internet Banking Service or on our Contact Us page.

Links to Other Websites. Our Site may contain links to third-party websites or services that are not owned or controlled by Home Federal Bank. Home Federal Bank has no control over, and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Home Federal Bank shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

No Warranties. The materials on this Site are provided "as is". Home Federal Bank makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Home Federal Bank does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Site or otherwise relating to such materials or on any sites linked to this Site.

Limitation of Liability. Home Federal Bank will under no circumstances be liable to you and/or any third party for any damages including without limitation direct or any indirect, special, consequential, incidental, or punitive damages whatsoever, arising in connection with this Site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line or system failure, even if Home Federal Bank has been advised of the possibility of such damages. 

FURTHERMORE, Home Federal Bank will not be liable for any difficulty in use, or for the incompatibility between this Site and YOUR WEB BROWSER OR OTHER Site accessing program. Nor will Home Federal Bank be liable for any other problems you experience due to causes beyond our control. 

No license to you is implied in these disclaimers, except as may be otherwise expressly provided by written agreement between you and Home Federal Bank.

Illegal Use. Unauthorized use of Home Federal Bank's site and systems including but not limited to unauthorized entry into our Internet Banking System, internal network, misuse of passwords, or misuse or any information posted on our Site is strictly prohibited.

Privacy Policy, Information Security and Online Fraud. Please review our Privacy Policy and information about the types of information we gather when people use our site, and suggestions for protecting the security of your personal information. Please contact us immediately if you believe that you have been a victim of fraud or identity theft involving an account with us. 

Other Service Agreements. If you are a Home Federal Bank customer and access your account information or conduct transactions through this Site, the terms and conditions of this particular service supplement these Site Terms of Service. If these Site Terms conflict with the agreement or disclosures governing the particular service you receive from us, the terms, conditions, and disclosures governing that particular service will control.

Governing Law. These Terms shall be governed and construed in accordance with the laws of Louisiana, United States, without regard to its conflicts of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Site, and supersede and replace any prior agreements we might have between us regarding the Site. 

Updates. We reserve the right, at our sole discretion, to modify, or replace these Terms at any time. If a revision is material we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Site after these revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, please contact us



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