Home Federal Bank - A better way

Privacy Disclosure

PRIVACY DISCLOSURE

 

 

 

 

 

FACTS

 

 

 

WHAT DOES HOME FEDERAL BANK

DO WITH YOUR PERSONAL INFORMATION?

 

Rev [11/05/2012]

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?             The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 

n     Social Security number and income

n     account balances and payment history

n     credit history and transaction history

 

When you are no longer our customer, we continue to share your information as described in this notice.

 

How?               All financial companies need to share customers’ personal information to run their everyday

business. In the section below, we list the reasons financial companies can share their

customers’ personal information; the reasons Home Federal Bank chooses to share; and whether you can limit this sharing.

 

 

Reasons we can share your personal information

Does Home Federal Bank share?

 

Can you limit this sharing?

 

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

 

Yes

 

 

No

 

For our marketing purposes—

to offer our products and services to you

 

Yes

 

No

 

For joint marketing with other financial companies

 

No

 

We don't share

 

For our affiliates’ everyday business purposes—

information about your transactions and experiences

 

No

 

We don't share

 

For our affiliates’ everyday business purposes—

information about your creditworthiness

 

No

 

We don't share

 

For our affiliates to market to you

 

No

 

We don't share

 

For nonaffiliates to market to you

 

No

 

We don't share

 

 

Questions?

Call (318) 222-1145 or (877) 674-1145 and select option  1 to contact us.

 

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What we do

 

How does Home Federal Bank protect my personal information?

 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

We authorize our employees to obtain your personal information only when they need it for reasonable business purposes.

How does Home Federal Bank collect my personal information?

We collect your personal information, for example, when you

 

n     open an account or make deposits or withdrawals from your account

n     pay your bills or apply for a loan

n     use your credit or debit card

 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only

 

n     sharing for affiliates’ everyday business purposes—information about your creditworthiness

n     affiliates from using your information to market to you

n     sharing for nonaffiliates to market to you

 

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

 

Affiliates

 

Companies related by common ownership or control. They can be financial and nonfinancial companies.

n      Home Federal Bank does not share with our affiliates.

 

Nonaffiliates

 

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

n      Home Federal Bank does not share with nonaffiliates so they can market to you.

 

Joint marketing

 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

n     Home Federal Bank doesn’t jointly market.

 

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